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Planned and unplanned spending decisions

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Planned and unplanned spending decisions — free printable Grade 3 math worksheet

This worksheet helps Grade 3 students develop financial literacy by exploring planned and unplanned spending decisions. Teachers can use it to engage students in recognizing and categorizing spending choices, fostering critical thinking about money management. Ideal for classroom discussions or individual practice, it supports building foundational skills in budgeting and responsible spending.

Learning objectives

  • Identify examples of planned and unplanned spending decisions in everyday situations
  • Explain the differences between planned and unplanned spending
  • Make simple decisions based on distinguishing between planned and unplanned purchases

How to use this worksheet

  1. Select “Sign in / Sign up to download”, then sign in with Google or email to get the PDF from KiwiBee Printables.
  2. Print at home or in class for Grade 3; it's no-prep, with no extra materials needed.
  3. Hand it out as classwork, homework, or a quick warm-up.

Good for

ClassworkHomeworkWarm-upCentersSmall groups

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